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Banking
That Builds
भारत

Become an Esmart Bazaar Agent and offer 60+ digital services to your customers and earn commissions like never before.
Join us today by clicking on the link below!

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Smart Banking
for a Smarter
भारत

Almost all the business verticals throughout the nation are becoming digital. Be a part of this digital revolution.
Join us today by clicking on the link below!

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Fintech
for the Fast-Changing
भारत

Surprisingly, less than 5% of the population of Bharat is insured. Sell insurance to customers across health, medical and the general policy sector and earn commissions.
Join us today by clicking on the link below!

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Digitize Your Financial.

The company aims to simplify high-end technology so that it can be easily assimilated at the last mile while transforming the lives of its retail partners and customers.

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About

The company aims to simplify high-end technology so that it can be easily assimilated at the last mile while transforming the lives of its retail partners and customers.

38M+

Business have already joined us! Business have already joined us!

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Zero percent fee to any transaction Zero percent fee to any transaction

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So many people like this service

Financial Goals are Our Priority

Let’s build on that idea and explore what it really means in the context of utility fintech, and how a service like yours (or one you're planning) could actually help users meet their financial goals.

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Market Share

The utility fintech market, which encompasses digital financial services tailored for utility sectors like energy, water, and telecommunications.

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Easy Payment

"Easy payment" in fintech refers to solutions that simplify how people and businesses make or receive payments.

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Awesome Services

Lthe kind that are changing the game and making money management smarter, faster, and way more convenient.

Banking & Digital Services

All the banking and digital services provided by us are fully secured. You can help your customers with easy digital money transfers, payments, and other banking facilities through Esmart Bazaar.

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AEPS
Services
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Aadhaar
Pay
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Money
Transfer
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UPI
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Pay Credit
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Bus
Booking
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Hotel
Booking
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Flight
Booking
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Wallet
Pay
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Virtual
Account
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Mobile
Recharge
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DTH
recharge
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OTT
Subscription
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Electricity
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Water
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Gas
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Card Bill
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Simple payment gateway process

A payment gateway is the technology that helps process payments between a customer, a merchant, and the bank. It’s what happens behind the scenes when you pay online with a card, UPI, wallet, etc.

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Customer Initiates Payment

You select an item and hit “Pay Now” on a website or app. You choose your method: Card, UPI, Net Banking, Wallet, etc.

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Payment Details Entered

You enter card details or scan a UPI QR code. Details are securely encrypted (SSL) and sent to the payment gateway.

Payment Gateway Sends Info

The payment gateway forwards the info to your bank or card network (like Visa, Mastercard, etc.).

Exceptional Services and Solutions

Absolutely! Let’s shape "Exceptional Services and Solutions" into something strong, versatile, and ready for branding, pitching, or product messaging — especially if you're in the utility fintech or digital finance space.

Anytime Transaction

feels modern, flexible, and user-friendly, especially in the world of utility fintech or digital finance. Let’s break it down into a core concept you can use in your app, platform messaging, or service offering.

Zero Hidden Cost

is one of those phrases that instantly builds trust with users. In fintech (especially utility-related), transparency is a big deal. Customers want to know exactly what they’re paying for — no surprise charges, no shady fees.

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Replacing complexity with simplicity

It speaks directly to the heart of what great fintech (especially utility fintech) should do — take all the confusing, frustrating parts of paying bills, tracking usage, managing finances… and make them effortless.

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Economical Pricing Options

is a key value that can really resonate with both individual users and businesses — especially in utility fintech, where affordability meets everyday necessity. Let’s break that down and shape it into compelling messaging, product structure, and benefits.

Subscription Bundles
  • Combine bill payments, insights, reminders, and cashback into a single monthly price.
  • ₹99/month for unlimited bill payments + analytics + priority support.
Flexible Payments
  • Allow EMIs or “Buy Now, Pay Later” for higher bills (like summer electricity spikes).
  • No interest or low fees — make it easy to stay current without falling behind.

Trusted By Professionals

is a strong trust-building statement that adds credibility and polish to your brand. In the fintech + utility space, trust is everything, especially when dealing with payments, personal data, and financial planning.

Let’s break it down and make it shine across your branding, website, pitch deck, or app store listing.

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I am very happy working with ESmart Bazaar because collaborating with them has helped my business grow, and their commission is also very good. -Kasendar Prasad

KASENDAR PRASAD

RISHABH TELECOM & MONEY TRANSFER

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"All the services are excellent. I am very happy with their service."

MUKESH KUMAR

SATKARTAR TELECOM

Frequently asked questions

you can use for a utility fintech platform. These FAQs focus on core user concerns like payments, pricing, safety, and service — all aligned with the values you've been sharing: simplicity, transparency, trust, and affordability.

Esmart Bazaar is a digital platform that simplifies utility bill management and payments. We help you pay electricity, water, gas, internet, and more — all in one place, with zero hidden charges and full transparency.

Yes! We use bank-grade encryption, secure payment gateways, and multi-factor authentication to protect your data and transactions. Your privacy and safety are our top priorities.

You can pay for:

  • Electricity

  • Water

  • Gas

  • Broadband & Internet

  • Mobile recharge

  • Property tax (in supported regions) And more — we’re constantly adding new providers.

  • 1. Select the utility type and provider

  • 2. Enter your consumer/account number

  • 3. View the bill and amount

  • 4. Choose your preferred payment method (UPI, card, net banking, wallet, etc.)

  • 5. Confirm and pay — done in seconds!